Contact Information
Address:
390 park st #496 Birmingham mi 48009
Lendrue Your trusted partner for mortgage refinancing and new home purchase loans. Whether you’re looking to lower your monthly payment, shorten your mortgage term, or secure financing on your dream home, our team is dedicated to finding the loan solution tailored to your needs. With transparent service, competitive rates, and hands-on support at every step, Lendrue makes navigating home financing simpler and more accessible. We’re committed to delivering clarity, trust, and value to every homeowner or homebuyer we serve.
390 park st #496 Birmingham mi 48009
Your trusted partner for mortgage refinancing and new home purchase loans, located right here in Birmingham at 390 Park Street #496. At Lendrue, we understand that securing a mortgage is one of the most significant financial decisions you will make. Our dedicated team is committed to guiding you through the entire process, from the initial application to closing day, ensuring a smooth and stress-free experience.
Whether you're looking to lower your current interest rate, reduce your monthly payments, tap into your home's equity, or take the exciting step into homeownership for the first time, our specialized services are designed to meet your unique financial needs. We focus solely on mortgage solutions tailored for residents right here in Birmingham, helping you find the best fit for your budget and goals.
Our expertise lies in navigating the complexities of the mortgage market. We offer competitive rates and personalized service, working closely with you to understand your financial situation and find the most suitable loan options available. From conventional to FHA, VA, and jumbo loans, we have the knowledge and connections to secure the best terms for your specific circumstances.
For those interested in purchasing a new home within the Birmingham area, our team provides comprehensive guidance. We help you determine your borrowing capacity, pre-qualify for a mortgage, and assist in finding the right lender partners to make your homeownership dream a reality. Our focus is on making the home buying process as simple and transparent as possible.
At Lendrue, located at 390 Park Street #496 in Birmingham, we pride ourselves on our local expertise. We know the market conditions and lender requirements specific to this community, allowing us to provide tailored advice and service that benefits our Birmingham clients directly.
We believe in building lasting relationships with our clients, not just completing transactions. Our goal is to be your go-to resource for all things mortgage-related, providing ongoing support and expertise whenever you need it.
Contact us today at 833-581-1144 or visit our website at https://lendrue.com/ to learn more about how we can assist you with your mortgage needs right here in Birmingham.
Q1: What types of mortgage refinancing services do you offer in Birmingham?
We specialize in various mortgage refinancing options, including rate-and-term refinancing to lower your interest rate or adjust your loan term, cash-out refinancing to access your home's equity, and government-backed refinancing options like FHA, VA, and USDA loans, all tailored for clients in Birmingham.
Q2: How long does the mortgage application process typically take?
The timeline can vary based on individual circumstances and market conditions, but our team at Lendrue works efficiently to streamline the process. For refinancing, you can often expect the process to take anywhere from 30 to 45 days, while a new home purchase loan application might take 45 to 60 days. We'll provide you with a specific timeline once your application is underway.
Q3: What is the minimum credit score required for a mortgage in Birmingham?
While credit score is just one factor lenders consider, generally, a minimum credit score of 620 is often required for conventional loans. However, government-backed loans like FHA allow for credit scores as low as 500, albeit with a higher down payment requirement. We evaluate each application holistically, considering credit history, income stability, and debt-to-income ratio.
Q4: Can I refinance my home if I'm not looking to buy a new one?
Absolutely. Refinancing is a great option whether you're looking to buy a new home or simply improve your existing mortgage. We offer various refinance options designed to help Birmingham homeowners save money, switch from an adjustable-rate to a fixed-rate mortgage, or access home equity for home improvements, debt consolidation, or other significant expenses.
Q5: Do you only work with certain lenders in Birmingham?
Yes, we partner exclusively with reputable lenders in the Birmingham area to ensure you receive the best possible rates and terms. Our relationships with these lenders allow us to negotiate favorable conditions for our clients specifically in the Birmingham market. We don't use generic national lenders that might not be as familiar with local Birmingham conditions.